George covers the classic questions for each completed transaction: Who (or where)? When? How much? But there's more. He also lets you take quick actions and (re)categorise transactions to better track your income and spending.
Transaction Details
Last Article Update 21.07.2026
All incoming and outgoing transactions tied to an account show up in your transaction history: debit card payments, SEPA direct debits, salaries and more. When you choose one, you'll see more information and options.
App
How to get to a transaction
- From your overview, go to your current account.
- In Transactions, tap on the transaction you want.
You can search for a transaction (e.g. using a keyword, date, amount or category) by tapping the magnifying glass (🔍) bottom left.
Transaction category
One of the first things you see is the transaction category.
You can change a transaction's category (e.g. from "Groceries" to "Restaurants & cafes") by tapping on it. This helps George better understand your finances. That way, budget analysis with George FIT becomes more accurate.
You can add a hashtag or note. This can remind you what a transaction is about, and help find it later. George does not use hashtags and notes for budget analysis.
Similarly, you can attach a document (e.g. photo, PDF) tied to the transaction. For example, a receipt.
What you can see and do
Depending on transaction type, you will see different details and options.
Debit card payments
Along with the amount, you'll see two options:
- Share: Create and send a document with the transaction details. This confirms a transaction went through, but does not count as an account statement.
- Split the bill: Lets others send you money if you paid for everyone (e.g. for a meal). George splits the total into equal amounts per person. You can find more information here.
George shows the following details:
- Booking details (e.g. merchant, date & time, merchant logo)
- Booking/valuation date (when the payment is booked)
- Transfer date (when you made the payment)
- Reference ID
- Paid with (if you paid using a device, e.g. with Apple Pay)
- Card number
- Balance after this transaction
You can also make a claim in case you think a payment is incorrect or unauthorised.
Outgoing transfers
This covers single and repeating transactions like:
- Single transfers
- Standing orders
- Own transfers (e.g. to your savings account)
There are three things you can do per transaction.
- Redo: Make the same transfer again.
- Share: Create and send a document with the transaction details.
- Split the bill: Let others pay you back. George splits the total into equal amounts.
George also shows you transaction details:
- Recipient
- Booking details (optional - shows up if you added payment reference, text, sender reference)
- Execution date (when the transfer goes through)
- Booking/valuation date (when the transfer is booked)
- Reference ID
- Balance after this transaction
- Result of Verification of Payee
These may vary depending on transaction type.
SEPA direct debits
These are booked regularly from your account (e.g. energy bills). You can see who you have allowed to take money from your account under your current account (Functions > SEPA Mandates).
You can do three things per transaction:
- Reply: Start a new transfer to the recipient. You only have to enter an amount and sign.
- Share: Create and send a document with the transaction details.
- Split the bill: Let others pay you back. George splits the total into equal amounts.
George shows you the following details:
- Recipient
- Country
- Booking details (shows up if details like payment reference, text, sender reference are available)
- Booking date/Valuation date: (when the transfer is booked)
- Sender reference
- Reference ID
- Purpose code (Quick info on what transaction is for)
- Mandate ID
- Creditor ID (for recipient)
- Balance after this transaction
Incoming transfers
You have two actions available:
- Reply: Transfer money to the sender. All you have to do is enter an amount and sign.
- Share: Create and send a document with the transaction details.
You'll see the following details:
- Sender
- Booking details (optional - in case the sender provided payment reference, text, sender reference)
- Booking date (when the transfer is booked)
- Valuation date
- Reference ID
- Balance after this transaction
Web
How to get to a transaction
- Go to your current account from your overview, or from "Your Products" in the header.
- Find the transaction you want in History.
You can use the search bar to find a transaction, and filter by amount and date.
Transaction category
George shows you, among other things, which category the transaction belongs to.
Click Categorise to change a transaction's category and sub-category. This helps George better understand your finances. That way, Spotlights and budget analysis with George FIT becomes more accurate.
You can also add a note to remind yourself what a transaction is about, or upload an image or document (e.g. a receipt).
What you can see and do
Depending on transaction type, you'll see different details and options.
Debit card payments
You'll see the following details:
- Booking details (e.g. merchant, date & time)
- Card number
- Paid with & App (if you paid with a device, e.g. using Apple Pay)
- Booking date (when the payment is booked)
- Valuation date
- Transaction date (when the payment is authorised)
- Booking reference
- Balance after this transaction
If you want, you can also print a transaction as a PDF document.
You can also make a claim in case you think a payment is incorrect or unauthorised.
Outgoing transfers
This covers single and repeating transactions like:
- Single transfers
- Standing orders
- Own transfers (e.g. to your savings account)
You can make the same transfer again by clicking Redo, or create a document with the transaction details by clicking Print.
George shows you the following transaction details:
- Recipient
- Booking details (optional - shows up if you added payment reference, text, sender reference)
- Execution date (when the transfer goes through)
- Booking date (when the transfer gets booked)
- Valuation date
- Booking reference
- Balance after this transaction
- Result of Verification of Payee
These may vary depending on transaction type.
SEPA direct debits
These are booked regularly from your account (e.g. energy bills). You can see who you have allowed to take money from your account under your current account (Functions > SEPA Mandates).
George shows you the following details:
- Booking details (shows up if details like payment reference, text, sender reference are available)
- Country
- Sender reference
- Category
- Booking date (when the transfer gets booked)
- Valuation date
- Booking reference
- Purpose code (Quick info on what transaction is for)
- Mandate ID
- Creditor ID (for recipient)
- Balance after this transaction
You can print the transaction as a PDF.
Incoming transactions
You can click:
- Print to create a document with the transaction details.
- Reply to transfer money to the sender - just fill in an amount and sign.
You'll see the following details:
- Sender
- Booking details (optional - in case the sender provided payment reference, text, sender reference)
- Booking date (when the transfer is booked)
- Valuation date
- Booking reference
- Balance after this transaction
Understanding dates
Generally speaking, each transaction has a date when it was made ("execution date") and when it was booked to your account ("booking date"). These may be different days, for example in the case of card payments.
For the extra-curious out there: Valuation date shows when money leaves or enters an account. This is in most cases - but not always - the same as the booking date.
Transaction details for other products (e.g. savings accounts)
Transaction details for products like savings accounts and credit cards look roughly similar. Of course, there will be differences in the exact information shown.