Saving & investing

For greater financial latitude

Whether you’d like to put money aside on a regular basis or make a one-time investment of a specific amount, if you save and invest, you’ll have greater financial latitude in the future. We can offer you a variety of options for saving and investing. 

Saving

Invest in the future

Saving is worth it. Since some expenses pop up entirely unexpectedly, it’s good to have money set aside. Or perhaps you’d like to satisfy personal wishes – like new furniture or a long-awaited trip. 

Choose the form of savings that suits your aims:

  • s Smart Sparen:
    Your quickly available cash reserve - simply and conveniently

  • s Kapital Sparen:
    Invest once and still remain flexible

  • 4 % Smart Sparen Sparefroh:
    High-yield saving for your child up to 10 years old

  • 2 % Smart Sparen Jugend:
    Saving for children between 10 to 14 years

  • s Bausparen:
    Save simply and securely and benefit from the governmental premium

  • Coins from the Austrian Mint:
    For collecting, investing, or gifting

Invest in the future

Saving is worth it. Since some expenses pop up entirely unexpectedly, it’s good to have money set aside. Or perhaps you’d like to satisfy personal wishes – like new furniture or a long-awaited trip. 

Choose the form of savings that suits your aims:

  • s Smart Sparen:
    Your quickly available cash reserve - simply and conveniently

  • s Kapital Sparen:
    Invest once and still remain flexible

  • 4 % Smart Sparen Sparefroh:
    High-yield saving for your child up to 10 years old

  • 2 % Smart Sparen Jugend:
    Saving for children between 10 to 14 years

  • s Bausparen:
    Save simply and securely and benefit from the governmental premium

  • Coins from the Austrian Mint:
    For collecting, investing, or gifting

Investing

Boost your yields

Securities play an important role when it comes to creating wealth. With the right mix of investments, you’ll increase your yield potential. We’re happy to advise you about opportunities and risks.

Invest regularly in the future:

  • Investment Plan: Make ongoing investments in investment funds, ETFs, equities, index-certificates or goldcoins or -bars of your choice.

Securities for every investment objective:

  • Bonds: Interesting opportunities for returns
  • Investment funds: Yield opportunities with broad distribution of risk
  • Investment concepts: Professional management for your capital
  • Structured products: Diverse possibilities for every market situation
  • Real-estate investment: Invest in tangible assets

Current Information about markets and products
 

New securities accounts for your investment needs

Sustainable investing

Invest with an eye to the future, we will be happy to support you. Many terms describe sustainable investment - such as ESG, taxonomy (ecology) or PAI (special criteria). Learn more about the variety of terms. We have summarised the most important information in our "Sustainable Investment" bot.

Please note: Investing in securities also involves risks in addition to the opportunities described.

Do you have questions?

Our team is happy to help. Contact us for advice and personalised support.