Investment Center

Erste Bank & Sparkassen

Market overview

Performance over a period of less than 12 months is not very meaningful due to its short duration. Past performance does not allow reliable conclusions to be drawn about the future development of a financial instrument. Performance does not take into account any commissions, fees or other charges that have the effect of reducing returns on price development. Source: FactSet

Products in focus

Erste Group Research

Everything you need to know about our products

Always keep an overview - whether with our securities know-how or the detailed product descriptions in our product knowledge section

Services

Product knowledge

Source: FactSet Financial data and analysis. Provision of financial market analyses and forecasts by Erste Group Research.

Important legal information

This information is a promotional communication and no investment advice.

The bonds and the structured bonds are offered to the public in Austria. The legal basis are the Final Terms and the (base) prospectus plus supplements, if any, which are therefore binding exclusively.  According to various EU Regulations and the Austrian Capital Markets Act [KMG] a prospectus is required for these products: see the Prospectus Regulation (EU) 2017/1129 and Commission Delegated Regulations (EU) 2019/980 and (EU) 2019/979. The prospectus was prepared by the issuer and approved by the competent authority of the home Member State. However, this does not mean that the authority recommends the specific security. For certain so-called "packaged investment products" within the meaning of the PRIIPs Regulation a key information document ("KID") is also required by law. That document describes the main features of the relevant financial product..

Apart from the described rewards, investing in securities may also involve risks. We are not allowed to offer, sell, resell or deliver this financial product directly or indirectly to natural or legal persons who are domiciled or whose registered office is in a country in which this is prohibited by law. In such a case we are not allowed to offer any product information either. This particularly applies to the USA and "US Persons" as defined in Regulation S under the Securities Act of 1933 as amended.

Please note. You are about to acquire a product that may be difficult to understand. Before you make an investment decision, we recommend that you read the full information on the relevant financial product:

  • the (base) prospectus
  • the Final Terms
  • addenda, if any, and
  • the key information document (KID), if any, and
  • the "Investor Information as defined in Section 21 of the Alternative Investment Funds Managers Act [AIFMG]"

These documents can be obtained free of charge from here:
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  • Regarding bonds of Citigroup Global Markets Europe AG:
    Citigroup Global Markets Europe AG, New Issues Department, Reuterweg 16, 60323 Frankfurt am Main
    You may also retrieve the documents electronically: https://de.citifirst.com/rechtliche-dokumente/

Please also note our client information:


Our analyses and conclusions are of a general nature and do not take into account the personal characteristics of our investors in terms of experience and knowledge, the investment objective, the financial situation, the financial loss-bearing capacity or risk tolerance.

Conflicts of interest: 
Erste Group Bank AG is affiliated with Erste Bank and the Austrian savings banks (Sparkassen).
 

Erste Bank Oesterreich is affiliated with Erste Group Bank AG and the Austrian savings banks (Sparkassen).
 

Erste Asset Management GmbH is affiliated with Erste Bank and the Austrian savings banks (Sparkassen).

ERSTE Immobilien Kapitalanlagegesellschaft m.b.H. is affiliated with Erste Bank and the Austrian savings banks (Sparkassen).
 


Date: September 2025