Last Article Update 25.07.2025
It’s near the end of the month and you have to book flights for an important trip. But that puts you over your credit card limit. What to do? This article shows how to make it work by increasing your available amount. And how to set a card limit that best suits you.
Your credit card lets you make payments (up to a limit) and be charged for the total once a month. That way, you can manage expenses and cover planned costs. A limit doesn't have to be limiting, either. You can change it to fit your specific needs.
Your limit is the maximum amount that can be charged to your credit card. Your available amount is how much you can still spend.
George lets you top up your available amount instantly by sending money from your current account. Basically, a transfer to your credit card. This can be handy if you’re near your limit. For example, if you've had some unexpected expenses come up. In comparison, your credit card limit is a fixed amount. It does not change when you raise your available amount.
Example: Let's say you have a € 1000 monthly limit. You've spent € 400 so far. Your available amount is € 600. If you raise it by € 500, you will have € 1100 to spend. When you buy something for € 600, it goes down to € 500.
Remember, this works like a transfer from your current account. After you move the money over, it will be instantly available to use on your credit card.
Done! You should see the updated amount right away.
That's it! You should see the updated amount right away.
There are many reasons to change your credit card limit. Maybe you notice it does not cover your regular spending. Or you might want to keep it low, just to be extra safe. If you're not sure, talk to your advisor to find the right limit for you.
Whatever your decide, George makes the process easy.
Once your advisor approves the changes, you'll see your new limit under "Functions". This might take up to a few days.
Once your advisor approves the changes, you'll see your new limit. This might take up to a few days.
Using your card as a prepaid card
Pre-paid means you decide how much to have on your credit card. In other words, you only have an available amount, no monthly limit. You can not spend more than this amount - but you can top up as you go, as you need.
You can top up as much and as often as you like.
Your imagination may have no limit. Your debit card and daily transfers, however, do. But they’re not the same as your credit card limit.
Author: Charles Wagner