In the last 168 years of its existence Sparkasse OÖ has evolved to the leading domestic regional bank. It has about 1,600 employees and total assets of more than 12 bn EUR. As a member of the Austrian Savings Bank Group, Sparkasse OÖ acts as a free and independent bank. Furthermore, it concluded a mutual liability agreement with Erste Bank.Sparkasse OÖ services its almost 420,000 corporate and private customers with currently 162 branches, thus it is the bank with the largest number of customers in Upper Austria. A manageable size of the business area and the financial institution itself, involvement in the region, local knowledge, proximity to customers and above all quick decision-making are the most important strengths of Sparkasse OÖ.High-quality banking services guarantee optimal performance to individuals, businesses and the public sector. Customers of Sparkasse OÖ benefit from the pooling of expertise in sales, the rapid access to know-how of product and promotion specialists and a perfect and cost-effective service in business transactions.Specialists, which are able to answer tricky questions (about financing, investment, pension schemes, etc.), operate in so-called competence centers - regardless of opening hours. As a result Sparkasse OÖ gains a greater proximity to customers, more flexibility and even more decision-making authority. Modern services, such as net-banking (Internet) or tele-banking, are provided to customers.