Garant bonds
Responsible investment in future topics
In the current market environment, we support you in achieving your investment goals with our solutions. While equities offer higher return potential, they also come with increased risk. An alternative is provided by the diverse range of guaranteed bonds from Erste Group. These allow you to invest in a variety of themes with reduced risk. Please note that investing in securities involves not only opportunities but also risks.
Garant bonds in subscription
How does a garant bond work?
Garant bonds
Advantages
- Garant bonds offer interesting income opportunities, with and without a minimum interest rate.
- A wide range of underlyings and investment topics allow for a broadly diversified investment.
- 1:1 participation in the positive performance of the underlying asset at maturity (any cap must be considered).
- Minimum redemption at the defined capital guarantee at maturity and therefore protection against possible capital losses.
Risks to be considered
- The right to repayment at the defined minimum redemption amount by the issuer only applies upon maturity.
- During the term, price fluctuations are possible and premature sales may lead to capital losses.
- Investors bear the credit risk of the issuer and the guarantor, i.e., the risk of changes in creditworthiness or insolvency.
- This security is not covered by any deposit insurance scheme. Investors are exposed to the risk that the issuer and the guarantor may not be able to meet its obligations in the event of insolvency (illiquidity, over-indebtedness) or an official order (bail-in regime). There is the possibility of a total loss of the capital invested.
Important legal information
This information is a promotional communication and no investment advice.
These financial products are offered to the public in Austria. The legal basis are the Final Terms and the (base) prospectus plus supplements, if any, which are therefore binding exclusively. According to various EU Regulations and the Austrian Capital Markets Act [KMG] a prospectus is required for these products: see the Prospectus Regulation (EU) 2017/1129 and Commission Delegated Regulations (EU) 2019/980 and (EU) 2019/979. The prospectus was prepared by the issuer and approved by the competent authority of the home Member State. However, this does not mean that the authority recommends the specific security. For certain so-called "packaged investment products" within the meaning of the PRIIPs Regulation a key information document ("KID") is also required by law. That document describes the main features of the relevant financial product.
Apart from the described rewards, investing in securities may also involve risks. We are not allowed to offer, sell, resell or deliver this financial product directly or indirectly to natural or legal persons who are domiciled or whose registered office is in a country in which this is prohibited by law. In such a case we are not allowed to offer any product information either. This particularly applies to the USA and "US Persons" as defined in Regulation S under the Securities Act of 1933 as amended.
Please note. You are about to acquire a product that may be difficult to understand. Before you make an investment decision, we recommend that you read the full information on the relevant financial product:
- the (base) prospectus
- the Final Terms
- addenda, if any, and
- the key information document (KID) if any
These documents can be obtained free of charge from here:
{{preferredInstitute.name}}, {{preferredInstitute.street}}, {{preferredInstitute.zipCode}} {{preferredInstitute.city}}
- Regarding bonds of Erste Bank Oesterreich:
Erste Bank der oesterreichischen Sparkassen AG, Am Belvedere 1, 1100 Vienna
You may also retrieve the documents ectronically:
https://erstebank.at/prospekte/srp or https://www.sparkasse.at/erstebank/rechtliche-dokumente/erste-bank-emissionen
- Regarding bonds of BNP Paribas:
BNP Paribas Emissions- und Handelsgesellschaft mbH, Europa-Allee 12, 60327 Frankfurt am Main
You may also retrieve the documents electronically: https://derivate.bnpparibas.com/service/basisprospekte/ and https://derivate.bnpparibas.com/zertifikate/
- Regarding bonds of Credit Agricole
Crédit Agricole, 12 place des Etats-Unis, CS 70052, 92547 Montrouge CEDEX (France)
You may also retrieve the documents electronically: https://www.documentation.ca-cib.com/IssuanceProgram
Please also note our client information:
Our analyses and conclusions are of a general nature and do not take into account the personal characteristics of our investors in terms of experience and knowledge, the investment objective, the financial situation, the financial loss-bearing capacity or risk tolerance.
Date: September 2025