Home and Consumer Financing

Achieve Your Financial Goals with Our Easy Financing Solutions

Whether you are dreaming of building, buying, or renovating a home in Austria, we have home financing solutions designed just for you. Do you want to fund a special project or upgrade your home? Our personalised loans fit your budget. Apply for a loan using our simple process – or contact our expert advisors for further support. 

Home Financing

For a more beautiful home

Dreaming of building, buying, or planning a home renovation, but you are unsure about financing? We offer customised financing solutions designed to help you towards getting your dream home.

Discover our home financing options: 

  • s Wohnkredit Hypothek: A flexible loan with a mortgage
  • s Bauspardarlehen:A secure home loan option with a fixed interested rate backed by a mortgage
  • s Wohnkredit: A quick loan with no mortgage required
  • s Wohnbaukonto: A dedicated account for quick interim financing during construction

Personal Loans

Flexible financing for your project and purchases

Whether it is funding a dream vacation, a major project, or a home renovation, our customised financing solutions help you to achieve your goals. We will work with you to create the perfect instalment plan and loan term, ensuring you get the best possible financing solution for your specific needs.  

Turn your plans into action with the right financing option: 

  • Klick-Kredit: The fast and flexible solution for your personal wishes
Frau hält Schlüsselbund eines neu gekauften Autos auf dem Parkplatz im Freien

Car Leasing and iPhone Leasing

A new car or iPhone? Discover our leasing options

We offer the simples and most convenient leasing services for your new car and iPhone. With s Leasing, you receive independent advice, affordable financing, and insurance – all from one source. We make leasing a hassle-free experience, ensuring we take care of everything for you from start to finish.

Your fastest route to a new car:

  • Financing: With leasing, you only pay for the car’s depreciation, not the full purchase price
  • Insurance: Choose from personalized general liability and collision insurance options to meet your needs
  • Car registration: We handle the official registration details for you, ensuring a seamless process

Do you have questions?

Our team is happy to help. Contact us for advice and personalised support.