Saving & investing

For greater financial latitude

Whether you’d like to put money aside on a regular basis or make a one-time investment of a specific amount, if you save and invest, you’ll have greater financial latitude in the future. We can offer you a variety of options for saving and investing. 


Invest in the future

Saving is worth it. Since some expenses pop up entirely unexpectedly, it’s good to have money set aside. Or perhaps you’d like to satisfy personal wishes – like new furniture or a long-awaited trip. 

Choose the form of savings that suits your aims:

  • s Komfort Sparen:
    Your quickly available cash reserve - simply and conveniently

  • s Kapital Sparen:
    Invest once and still remain flexible

  • 4 % Sparefroh Sparen:
    High-yield saving for your child up to 10 years old

  • 2 % Taschengeld Sparen:
    Saving for children between 10 to 14 years

  • s Bausparen:
    Save simply and securely and benefit from the governmental premium

  • Coins from the Austrian Mint:
    For collecting, investing, or gifting

Visit an Erste branch

We'll be happy to advise you.


Boost your yields

Securities play an important role when it comes to creating wealth. With the right mix of investments, you’ll increase your yield potential. We’re happy to advise you about opportunities and risks.

Invest regularly in the future:

  • Investment Plan: Make ongoing investments in investment funds, ETFs, equities, index-certificates or goldcoins or -bars of your choice.

Securities for every investment objective:

  • Bonds: Interesting opportunities for returns
  • Investment funds: Yield opportunities with broad distribution of risk
  • Investment concepts: Professional management for your capital
  • Structured products: Diverse possibilities for every market situation
  • Real-estate investment: Invest in tangible assets

For information about bonds and structured products, as well as what’s happening on the markets

For information about funds

At the pulse of opportunities:<br>ERSTE OPPORTUNITIES MIX

Sustainable investing

Invest with an eye to the future, we will be happy to support you. Many terms describe sustainable investment - such as ESG, taxonomy (ecology) or PAI (special criteria). Learn more about the variety of terms. We have summarised the most important information in our "Sustainable Investment" bot.

Please note: Investing in securities also involves risks in addition to the opportunities described.

Do you have any further questions?

We'll be happy to advise you.