Home and financing

Satisfy wishes both small and large

A bigger home, a new computer, a larger car. Sometimes your wishes go beyond your family’s budget. But with flexible financing, there’s much you can achieve – including protection against unplanned events. 

Residential financing

For a more beautiful home

Build, buy, renovate? Are you looking to have a nicer home, but your savings aren’t quite enough? Don’t forego your dreams – we can provide you with customised financing.

Here’s how you can finance your dream home:

  • s Wohn Kredit: The flexible loan with mortgage
  • s Bauspardarlehen: Security, with fixed interest rate and mortgage
  • s Komfort Wohn Kredit: The quick loan without mortgage
  • s Baukonto: The account with quick interim financing

Visit an Erste branch

We’ll be happy to advise you.

Consumer financing

Affordable financing for wishes both small and large

What are your plans? We can prepare a customised offer for you to finance them. We’ll coordinate the instalment amount and the term together with you.  

The right financing for your wishes:

  • s Einkaufs Rahmen: For unplanned expenses or spontaneous purchases
  • s Komfort Kredit: Great financial latitude for larger purchases

Visit an Erste branch

We’ll be happy to advise you.

Car leasing

Affordable financing for your new car

Leasing is the simple and convenient path to your new car. With s Leasing, you’ll get independent advice and affordable financing and insurance from a single source.

The fastest path to your new car:

  • Financing: When you lease, you don’t pay the full purchase price but only the loss in the car’s value
  • Insuring: General liability and collision insurance to suit your needs

Registering: We’ll take care of all the official details for you 

Visit an Erste branch

We’ll be happy to advise you.