Debit Mastercard

Your new BankCard can simply do more

  • Shop conveniently online now, too
  • Pay using an Apple or Android smartphone
  • Pay worldwide at twice as many partners as before

Debit Mastercard

Ihre neue BankCard kann einfach mehr

  • Weltweit bezahlen bei doppelt so vielen Partnern wie bisher
  • Karte digitalisieren und mit Apple- und Android-Smartphone bezahlen
  • SB Einrichtungen in der Erste Bank und Sparkassen nutzen

Use your new Debit Mastercard to withdraw money from any ATM – and pay cashless wherever you see the Mastercard mark, online as well. Your payments will be debited instantly from your current account. And here's what's new: Digitalise your debit card in the George app yourself and make contactless payments using BankCard Mobil – for your Apple and Android device.

Benefits & services

Pay and withdraw cash worldwide

At twice as many partners – wherever you see the Mastercard mark.

Shop conveniently
online

All you need is the 16-digit card number, the expiration date and the 3-digit security code.

Retrieving your personal card code

Forgotten your code? Retrieve your code in George and the George app anytime.

Viewing your currently available balance

View the balance currently available and the card limit in George or the George app.

What's new?

The new Debit Mastercard does everything the previous BankCard did – and even more.

This is what's new  

  • You get to pay your purchases online wherever Mastercard is accepted.
  • You get to shop worldwide from twice as many partners as before.

This is what stays the same

  • Your payments are debited instantly from your current account.
  • Make cash withdrawals and cashless payments worldwide
  • Your Debit Mastercard fees are identical with the ones payable for your previous BankCard.
  • The code for your card stays the same – You can ask George for your code anytime
  • BankCard Mobil: Digitalise your debit card for free with just a few clicks in your George app and make contactless payments – using either an Apple and Android smartphone, or even the Apple Watch.*

  • Preauthorise: You can now reserve hotels and rental cars by phone or online using your Debit Mastercard and pay cashless later on.

  • MultiAccount feature: Your Debit Mastercard allows you to manage up to 4 current and savings accounts with only one card. You get to free up space in your wallet and will know what's where.

  • Card airbag: In the event of fraudulent use of your card, any loss you incur will be fully reimbursed – without any deductible. To qualify for full reimbursement, you need to keep your card and code in a safe place.

  • Geo-Control: This feature protects your card against unauthorised cash withdrawals outside of Europe. You can activate the worldwide cash withdrawal feature before setting out to travel outside of Europe.

  • Self-service foyer: You can use the Debit Mastercard on the direct-access devices in the lobbies of Erste branches and savings banks across Austria.

* To qualify for the BankCard Mobil, you must be at least 14 years of age. A child's legal representative can have the digitalisation feature blocked. For further information, please contact our customer advisors or call +43 (0)5 0100 - 50345.

The new Debit Mastercard

This how you will recognise the new Debit Mastercard

You do not have a current account with Debit Mastercard yet? Make an appointment to open an account at the branch office

Contactless payments

This is how to activate contactless payments.

Pay online using the Debit Mastercard

Ready to pay online in a trice 

Use your new Debit Mastercard to pay in all online shops with the Mastercard mark – no registration needed.

Making secure online payments

To be able to pay online, payments need to be authorised first using s Identity or cardTAN – this works just like when logging on to George and confirming an authorisation in George. You will need a smartphone for s Identity or a cardTAN generator. Use the tried-and-tested 'Mastercard Identity Check' procedure to make secure online payments.

The card data you will need to make online payments

  • 16-digit card number
  • the Debit Mastercard expiration date
  • 3-digit security code (on the back of your card)

Regular payments can also be made

The Debit Mastercard can also be used to make recurring payments for online subscriptions – for newspapers, telecommunications services, music and feature films from Spotify and Netflix. Payments can be regular or irregular, fixed or variable. 

No credit entries from online games

No credit entries from online games can be made to your Debit Mastercard or your current account and any such credit entries will be rejected.

(De)activating online payments in George

You will soon be able to deactivate and reactivate online payments with the Debit Mastercard in George and the George app.

Child protection

To qualify for the BankCard Mobil, you must be at least 14 years of age. A child's legal representative can have the digitalisation feature blocked. For further information, please contact our customer advisors or call +43 (0)5 0100 - 50345.

The secure and easy way to make online payments

PIN code display in George

Retrieve your 4-digit code in George and the George app under Card Functions. Our videos will guide you through all the steps you need to take.

The new PIN is no longer sent by regular mail. Depending on the institution and type of card, a charge may be payable to retrieve the code, just like a charge used to be levied for ordering a new code.

Tip: Change the PIN for your s Kreditkarte to a code of your choice using the self-service devices.

Visit an Erste branch

We’ll be happy to advise you.