Last Article Update 28.08.2026
Some surprises can be costly. For example, a broken washing machine. Such unexpected expenses can throw your budget planning into chaos. To get through turbulent times, you may be able to get an overdraft for your current account that serves as a financial reserve.
This article describes, step by step, how you can set up and make changes to your overdraft with George. But first, some important information.
To be ready for what life has in store, you can set up or edit your overdraft limit. Here's how to do that in the George app or in your web browser.
From your overview, choose the current account you want to manage the overdraft limit for.
Go to Functions and tap "Overdraft limit".
If you don't have an overdraft limit yet, George starts the process to set one up.
If you already have an overdraft limit, you can request changes (e.g. raise limit).
Enter the desired amount for your overdraft limit. If necessary, please complete your personal data. If your advisor approves your request after a credit check, you will receive a contract via George (Contact > Documents & Requests) or email.
Finally, confirm your new overdraft. The amount will be available right away.
You can make further changes any time you want.
Choose the account you want from your overview or under "Your Products" in the header.
Go to Product Settings in the left-side menu. Scroll to "Agreed overdraft" and click the button next to it.
If you don't have an overdraft limit yet, George starts the process to set one up.
If you already have an overdraft limit, you can request changes (e.g. raise limit).
Enter the desired amount for your overdraft limit. If necessary, please complete your personal data. If your advisor accepts your request after a credit check, you will receive a contract via George or email.
Finally, confirm your new overdraft. The amount will be available right away.
You can make further changes any time you want.
If you have the Instant Cash panel in your overview, you can also apply for an overdraft limit ("Rahmen auf Konto einrichten") here. The number you see is an estimate based on your finances.