Manage Your Overdraft

Last Article Update 30.05.2025

Some surprises are quite expensive, especially when they happen unexpectedly. For example, a broken washing machine. Such unexpected expenses can throw your budget planning into chaos. To get through turbulent times, you have a financial reserve in the form of an overdraft in your current account.

You can set this up quickly and easily with George or adjust it to suit your needs.

General information

  • You cannot enter an amount below your balance. So if you have a minus of 500 €, you cannot set the overdraft to 400 €.
  • Always enter the amount in steps of 100, for example 800 or 1500.
  • To delete an existing agreed overdraft enter 0.00 € in the amount field.
  • The general conditions (debit interest rate and annual percentage rate) that apply to you when you overdraw your account are displayed directly to you during the process. 

Increase your overdraft

To be prepared for all eventualities, you can set or edit your overdraft limit with George Web or George App.