imageResidential financing

Would you like to build your own home? Buy a condominium or turn an attic into living space? Improve or renovate your home? Then you need a personal financing concept – and that comes from us. With these products:

Loan with the
highest flexibility,
with mortgage
With fixed interest
rate and upper limit
on interest rate
For loans without
Interim financing
 s Wohn Kredits Bauspardarlehens Komfort
Wohn Kredit
PurposeBuying, building, renovating own propertyBuying (also cooperative flat), building, renovatingFor flats, cooperative flats, and council flats, security deposit/ fittings and furnishings, etc.
Interim financing
TermUp to 30 yearsUp to 30 yearsUp to 20 yearsUp to 2 years
Interest rate
EURIBOR-tied fixed interest rate, index-linked
Fixed interest rate, according to the current offerEURIBOR-tied fixed interest rate, index-linkedEURIBOR-tied, index-linked
Interest rate
Max. 15 years fixed interest rate or interest rate cap*Fixed interest rate, interest rate cap of 6 % (acc. to GTC) for 20 years plus allocation periodMax. 15 years fixed interest rateNone
RepaymentMonthly, quarterly, or semi-annually
MonthlyMonthly, quarterly, or semi-annuallyFlexible, by the end of the term at the latest
Maximum loan
UnlimitedUp to EUR 180,000 per person

What‘s more, there are also subsidies:
The Federation, states, and communities offer a variety of them. Every state has different laws – you can obtain information from the respective office. Your customer service representative will be glad to assist you.

Further information: and *

General information about residential property loans for consumers: Click here

Important legal notices: This document is intended as additional economic information for our customers. It is based on currently applicable statutory provisions (as of February 2016) and the state of knowledge of the persons at our bank charged with creating it. Our analyses and conclusions are of a general nature and do not take into account the individual requirements of our customers with respect to yield, tax situation, or risk tolerance. They therefore do not constitute a recommendation to purchase products or services. Please be aware that in addition to opportunities, an investment in securities also entails risks, and bear in mind the additional securities-specific information concerning interest rate caps under References to past performance are not necessarily a guarantee of positive future trends. Although we consider the sources we use to be reliable, we assume no liability for the accuracy and completeness of the information provided here. This document is neither an offer nor an invitation to submit an offer to purchase or sell the described products and services. Our official languages for communications are German and English. Printing errors, mistakes, and changes reserved.