State subsidised retirement saving
s Privat-Pension with Prämien-Plus

All of us try to provide for the future as well as possible, so as to maintain our living standards and enjoy our retirement to the full. A supplementary pension is a way of accumulating personal benefits for later.

  • State subsidy amounting to a current 8,5% of contributions for 2011
  • Investment guarantee covering all contributions
  • Tax exemption

s Privat-Pension with Prämien-Plus insurance solution
This is a unit linked life assurance policy that guarantees the amount of your s Privat-Pension personal pension as soon as the agreement is signed. Additional features are life cover under which s Versicherung undertakes to pay the appointed beneficiary the higher of the invested capital plus the state bonus or the market value of the fund units in the event of your death. In addition, s Versicherung pays the rest of your agreed premiums if you become fully incapacitated during the first ten insurance years.

Your personal banking adviser will be happy to provide additional information and an in-depth personal consultation.