s Gold KreditkartenCredit Cards s Gold-Kreditkarten:
s Visa Card Gold/
s MasterCard Gold

Are you a frequent traveller? Then the s Visa Card Gold or s MasterCard Gold is the right choice for you. It gives you good insurance cover when travelling and discount rates on car rentals. And you enjoy full payment flexibility — wherever you go in the world.

As a s Visa Card Gold or s MasterCard Gold holder you also benefit from all the s Visa Card First or s MasterCard First standard features and have in addition:

  • Global travel insurance cover for the card holder and accompanying dependents: accident, luggage and personal liability insurance, rescue, emergency transport/air ambulance, medical treatment, etc. You enjoy this cover simply by being a card holder, and irrespective of use.
    For further information please consult our travel insurance brochure.
  • Special rates on Hertz and Avis hire cars with s Visa Card Gold (quoting the discount numbers on the back of the card).
  • Additional cards for dependents and partners.

  • Make cashless payments at over 31 million Visa acceptance locations around the world, including some 100,000 shops, restaurants, hotels, filling stations, car parks, ticket offices, taxis, etc. in Austria.
  • Make withdrawals from over 450,000 bank branches and over 1.4 million cash dispensers around the globe — wherever you see the Visa or MasterCard sign.
  • Pay up to five weeks later and enjoy interest rate savings as compared to cash payments (exception cash withdrawals).
  • Receive monthly consolidated account statements. We provide you with regular, detailed payments information.
  • Keep track of your payments and settlement transactions whenever you want on www.netbanking.at — so you always know where you are.
  • Enjoy superior card protection: in the event of loss or theft your liability until the loss report is received is limited to just 72.67 Euro. And we issue a replacement card immediately (at home and abroad) and make an emergency cash advance if necessary.
  • Verified by VISA and MasterCard SecureCode offer secure payment via internet
Cost of s Visa  CardGold or s MasterCard Gold 
main card
The s Komfort Konto Plus account includes a card in the package price.
EUR 4,92/month - when card is used within first 3 months after applicaton
additional cardEUR 2,46/month -  when card is used within first 3 months after applicaton


GoldCards for students, free in the 1st year when card is used within first 3 months after applicaton, half-price of €2.27/month thereafter!

For more details, please contact your Erste Bank account manager.

*) Offer valid through 31 May 2013, applies only to first-time orders.