Operating loans

An operating loan can be used to purchase finished goods, raw materials and supplies, to finance trade debtors, and exploit supplier discounts. You are granted a credit line that can be repeatedly used, and can therefore always be sure of having sufficient working capital.

The cost savings from supplier discounts are evident. You can use the following formula to calculate them:

Now compare the interest rate arrived at with that of an operating loan. The benefits are clear. Use your operating loan as a supplier credit line and save interest.