Factoring

What is factoring?

Factoring involves your selling of short-term receivables from the delivery of goods and services. Up to 90% of the receivable is immediately paid out to your company – and the balance once your customer has paid in full.

Who uses factoring?

  • Small, medium-sized, and large companies with annual revenues over EUR 300,000
  • Companies with dramatically rising and fluctuating sales
  • Capital-intensive companies

How does factoring work?

We offer factoring to you through our subsidiary, Intermarket Bank:

  1. You invoice and then send your invoiced services to Intermarket
  2. Intermarket immediately pays you up to 90% of the gross invoice amount
  3. Once the invoice amount is collected, you receive the remaining 10%

Upon request, Intermarket handles your accounts-receivable bookkeeping and receivables collection – and ensures you against default risks.

Your benefits

Improved liquidity and use of discounts for early payment

  • Reduction of your balance-sheet total and improvement of your equity ratio
  • More favourable payment and delivery terms for your customers

For Styria, Carinthia, and southern Lower Austria

Martina REBHAHN
Tel.: +43 5 0100 - 28987
Fax: +43 5 0100 9 - 28987
Mobile: +43 664 838 59 40


For northern and western Lower Austria and Burgenland

Harald SCHIRMBÖCK
Tel: +43 5 0100 - 28992
Fax: +43 5 0100 9 - 28992
Mobile: +43 5 0100 6 - 28992 


For Salzburg, Tyrol, Vorarlberg, and Switzerland

Andreas RAUTH
Tel.: +43 5 0100 - 28999
Fax: +43 5 0100 9 - 28999
Mobile: +43 664 838 59 45


For Vienna

Ursula ADELT
Tel.: +43 5 0100 - 28956
Fax: +43 5 0100 9 - 28956
Mobile: +43 5 0100  6 - 28956


For Upper Austria

Christian NEMEC
Tel.: +43 5 0100 - 28994
Fax: +43 5 0100 9 - 28994
Mobile: +43 5 0100 6 - 28994


For large customers

Mag. (FH) Simon TORMA
Tel.: +43 5 0100 - 28920
Fax: +43 5 0100 9 - 28920
Mobile: +43 5 0100 6 - 28920


For large customers

Mag. Irene HOLZER
Tel.: +43 5 0100 - 28957
Fax: +43 5 0100 9 - 28957
Mobile: +43 5 0100 6 - 28957