Safeguarding your company’s future

There are two versions of our plan to safeguard your company’s future in accordance with § 3 (1) subparagraph 15 lit a. EStG (s Zukunfts-Sicherung):

Allow your employees to safeguard their future in a way that does not cost you a cent and gives your staff the change of saving attractive pension assets from untaxed income. The income tax regulations enable the saving of provisions for the future in a form such that the necessary employer contribution can also be paid from existing salary components.

Your advantages:

  • Saves incidental wage costs
  • Premium is eligible as a business expense
  • No administration cost
  • No additional costs

Would you like to motivate your staff and tie them to the company in the long term by offering attractive social benefits? In accordance with § 3 (1) subparagraph 15 lit. a EStG you are permitted to safeguard your company’s future by investing up to 300 Euros p.a. per employee in life, accident or medical insurance. 

Your advantages:

  • Can be limited to specific employees by using group criteria
  • Premium is eligible as a business expense
  • No administration cost
  • Lower price and higher yield than a wage rise
  • Incentive for staff and ties employees to the employer

Your customer advisor at Erste Bank or Sparkasse would be pleased to provide you with information on this special form of company pension provision.